Medical Insurance for UN Agencies Consultants in USA demystified !

Of course no one plans to get sick or hurt, but most of us need medical care at some point. Health insurance covers these costs and offers many other important benefits.

• Health insurance protects you from unexpected, high medical costs

• You pay less for covered in-network health care, even before you meet your deductible

• You get free preventive care, like vaccines, screenings, and check-ups, even before you meet your deductible.

First you need to know few important things:

• It's not possible for foreigner to enroll in any of plan you see ads in subway or TV.

• You  must have Social Security Number SSN. 

• It's will be expensive! around 300 per person monthly with prescription coverage.

• With insurance some cost still will be only at your pocket.

The easiest way is to insure yourself and your family members in GeoBlue, its kind of travel insurance with coverage in the US designed for expats. Advantage of this is that you have full coverage in Blue Cross Blue Shield network (biggest one) . Here you can find all information and also calculate monthly fee GeoBlue Brochure. 

Good to know !
Deductible
The amount you have to pay out-of-pocket for expenses before the insurance company will cover the remaining costs. 

Out of pocket
Money you pay at every visit, in most of the cases not at the time of the visit but healt provider will send you invoice.